R.F.Robin Enterprises/Appraisals is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - R.F.Robin Enterprises/Appraisals is on the roster of approved appraisers for IL. We're certified and approved to do appraisals for FHA secured loans. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If your home loan is FHA insured, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lender takes care of all the finances; the FHA simply insures the loan with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all homebuyers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Consumers with lesser income or less starting money to use as a down-payment on a mortgage benefit the most from Federal Housing Administration loan programs.